Monday, September 21, 2009

Sorry about not posting yesterday - I had a migraine, and Buddy got home late. I think we have decided to buy our hardware for the kitchen cabinets and drawers from Ebay. Buddy found the cutest fork handles, so that's the current plan. I'm not sure if we will use them for all cabinets or just the drawers, but we can't order them yet until we know how many we need anyway. I found some cute fish ones for the bathroom. (Such a minor decision, but it was fun to look at all the choices out there!)

I had to deal with some paperwork today, though. We had to decide on the insurance company and get a employment verification form filled out. The insurance has been a complete pain! First, we found out we had to get wind/hail from SC and flood from FEMA (which are purchased through insurance companies but should be the same price no matter what since they aren't really THROUGH the insurance companies). Then we had to decide on the amount of coverage and the deductible! Then we had to decide on the place to get our homeowner's through. I was very lucky not to have to deal with very much of this....Buddy did almost all of it!!! The biggest problem came with the flood insurance because we were told that it would be cheaper to assume the current policy and that it was currently being re-evalulated and would be even cheaper! (turns out not to be true!) The current policy was WAY expensive....so the re-evaluated policy was the same as a new policy. Needless to say, we went with a new flood policy through the same company as our homeowners so that we could get multi-line discounts. Long story short...we are using Nationwide since they were the cheapest for homeowner's (and we got multi-line discounts since we went through them to get our wind/hail and flood - which is not really through them). We still have to add on the jewelry rider (possibly a new policy with Nationwide), and for the time being, we are keeping our car insurance through Amica. It would have been nice to have it all through Amica, but they are not currently writing any coastal Carolina policies....but the car insurance was only a little more for EXCELLENT SERVICE!!!

Next decisions to make: paint colors for 2 bedrooms and 2 bathrooms, window treatments, furniture to purchase (if there is any money left)....and what to do about the kitchen??

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